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The consolidation and in other locations is nothing more than a combination of two or more previously incurred liabilities into one (including loans, credits, credit cards). The consolidation process carries out activities related to standardizing the interest rate and other criteria. Most importantly – instead of many financial obligations in different branches, only one is repaid under different conditions on the same terms.
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We have been operating in the financial market for many years. So we at Dedebt know what are the expectations of customers and in what situations they decide to get fast payday advance loans. Experience has allowed us to develop an offer that meets the needs and expectations of consumers.
Why combine debt?
The consolidation , as we mentioned in previous articles, is a solution that our customers are increasingly choosing. Wondering if this is an option for you? We encourage you to contact our representatives. You don’t have to come to our headquarters in Kolbuszowa. We will appear at the address provided. However, before the meeting occurs, it is worth knowing at least general information about this element of our offer. The main purpose of consolidation is to reduce debt servicing costs and greater comfort for the debtor – he does not have to take care of paying off each liability separately, but he can regulate only one installment.
Lower installment – at what cost?
The unquestionable advantage of consolidation is one lower installment for liabilities. Debts are not suspended, the amounts remain unchanged – so why the lower installment? Very often the debt repayment period is extended during consolidation – this allows you to reduce the monthly amount to be paid. However, it should be noted that a lower installment does not always mean a lower cost of loan repayment. Quite the opposite – usually the extension of the debt repayment period increases the interest costs. Still, it’s worth considering the solution we describe. The consolidation and in other regions allows you to get out of the debt spiral and avoid a debt collection procedure.